Saturday, November 19, 2011

Open House

Guess what makes great Christmas gifts (even for the people who you have no clue what to buy for)? Answer: Coffee. We will be having an open house (at our house) where you can come and do some early Christmas shopping. We will have a variety of coffees from our Just Love Coffee store and some baked goods for you to enjoy. $5 from every bag we sell goes toward our adoption. So you get that person who is difficult to shop for a gift and it benefits our adoption. Our open house will be on Saturday, December 3rd at 2pm till 5pm. You can either come and go or just hang out! Or if you can't go and still would like to purchase some coffee go to our website: justlovecoffee.com/homewardground or email us what you want and we can place the order for you!
Hope to see you there!

Sunday, November 13, 2011

Adopting without Debt


First, we would like to say that we are so thankful for those who helped with the yard sale last weekend. It was a huge success and we are so much closer to our goal!

Adopting debt free can seem impossible. For us, we wanted to raise and earn all of the funds upfront and then apply, so we won't incur any debt. I know this is a different approach and we knew that it was not going to be easy.

Before making a solid decision to adopt right now, we had some debt. With the help of Dave Ramsey we were able to pay off several thousands of debt from school loans in a little over one year. When we approached adoption, we knew that debt was not something we wanted to get into in the process. We advocate Ramsey's approach because it is simple and very effective. You have to be willing to follow through with your set budget. Example: Whenever I wanted something like a shopping trip, Wes will ask "did we budget for it?" And 9 times out of 10 we didn't and by the time we got around to save for it in our budget we didn't really want whatever it was we were craving at that time.

Dave Ramsey's book The Total Money Makeover is a must for financial advice, budgeting, retirement, and debt. Listening to his radio program we heard of Julie Gumm, author of Adopt Without Debt. I read her story on how her and her husband adopted two kids from Ethiopia debt free. It was very encouraging to know that others out there are wanting to do the same. Paying for everyday items up front has freed us from the burden of keeping up with monthly payments and has let us give to others in need without having to worry that we can only give this certain amount.

When we decided that we would adopt we immediately knew we had to be able to pay for it up front. We would like to have all of the funds for the adoption expenses by mid-February of next year when we can begin the adoption process with Lifeline. Now that we are 5 months into saving and fundraising, God has provided over half of our goal! God has been so faithful through this process and I know He will continue to show his faithfulness to us with the call that He has given us.

“The borrower is a slave to a lender.” –Proverbs 22:7 (HCSB)

Tuesday, November 1, 2011

Thankful Hoarders

We will be having a yard sale this Friday and Saturday to benefit our adoption! We have been hoarding all kinds of things to sell including furniture, computers, books, clothes and more! Thank you to all who have donates items for this event. The sale is 7am-5pm both days. Below are some pictures of everything piling up in the house.